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While BHI does not have a financial strength rating due to their status as an independent broker, they do represent companies like The Hartford, which has an A+ rating from AM Best.īHI can cover your collection’s appraised value with a detailed inventory of all items, making them one of the safest and most comprehensive insurance options for homeowners’ valuable items. With so many insurance products offered, BHI is not a company solely focused on collectiblesīHI Antiques Insurance serves as your independent insurance broker, able to combine policies to make sure your antiques and other collectibles are adequately covered, making it our preferred choice. Clients can also submit a claim online.īHI does not have a financial strength rating because it is an independent broker They often don’t even ask for an appraisal if the Agreed Value Coverage is already in place.Ĭlients can currently reach ACI’s customer service team by email, phone, or live chat. An ACI agent will reach out to request more information or issue an approval.Īccording to third party reviews published on ACI’s website, they handle claims quickly by phone. Once they have a quote, policyholders can apply for insurance online.

#Compare pokemon for trade free

Special Policy Enhancements: Such as special coverage for collectibles you use.ĪCI does not offer insurance outside of the collectibles market, so there is no opportunity to combine your coverage with a homeowner's insurance policy, for example.Įach item has a different deductible, insurance limit, and coverage so collectors can get a free quote quickly through a simple form on their website.Collector’s Choice: Protects items being shipped, stored outside your residence, or used for special occasions.Automatic Coverage of New Additions: Automatically covers new purchases to your collection up to $2,000 with your 30-day notice.Inflation Guard Protection: If you suffer a total loss of your collection, this special protection adjusts the Agreed Value of your collectibles up to 8%.

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Agreed Value Coverage: Insures your collection for full collector value, up to policy limits, so you know exactly what your collection is insured for at the time of loss.

Standard policy coverage includes theft, fires, floods, and natural disasters. No complimentary insurance products outside of collectiblesįounded by collectors in 1976, American Collectors Insurance (ACI) insures many kinds of specialty items, in all 50 states, with their Agreed Value policies, a rarity in the industry and one of the features that makes them our best overall.

These characteristics shaped our profile of a trusted, competent, and convenient insurer that we could pass along to you with our recommendation.ĭoes not cover furniture, fine art, or jewelry Convenience for combining policies, a streamlined application process, and customer support were major factors, too. Winners stood out because of their background, third-party ratings, and other insurance offerings. We looked at 16 insurance companies before we settled on these seven best collectibles insurance companies. But your collection doesn't need to be worth millions to be worth insuring. Most collectibles can be insured for 1% to 2% of the piece’s value, per year. In 2014, a 1938 copy of Action Comics #1 comic book sold for $3.2 million on eBay. In 2020, the rapper, Logic, paid $183,812 for a rare Pokémon card. Collections can include high-value items like artwork, Persian rugs, model trains, and coins, to name a few.Ĭollectibles in a home can be worth more than the home itself, or at least enough that the items need to be scheduled assets on a separate policy in order to be reimbursed for the full value. Collectibles insurance protects your collection from accidental breakage, theft, flood, and other types of loss.